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Payment Options

Bike World offers a variety of ways to pay for purchases. In addition to cash, credit cards (Visa, Mastercard, American Express, & Discover), checks, and gift cards, we offer the following options:

FINANCING VIA TREK CARD

Walk in. Ride out.

Are you on a budget, but want to take your new bicycle home with you right away? Not a problem with the Trek Card. Make any purchase from Bike World and get 6 months no-interest financing* with your Trek Credit Card. No annual fees.**  You can apply in-store or online.

For more information, click here
To apply online, click here

LAYAWAY

Put dibs on a bike, pay over time.

Our layaway plan is a great way to get your new bicycle within the next few months!

  • A minimum 20% non-refundable deposit is required to start the layaway.
  • Must be paid within 6 months.***
  • Deposit and payments may be transferred to a different model or size without loss of payments.****

* Deferred Interest Regular Minimum Payment Plan: No interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard, variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. Special financing plans at participating locations only.

** Trek Credit Card Accounts are offered by Comenity Bank which determines the qualifications for credit and promotional eligibility. At no time will the minimum payment due be less than $30.00. Minimum Interest Charge is $1.00 per credit plan. Standard variable APR of 27.24%, based on the Prime Rate.

*** After 6 months, the bicycle(s) will be removed from layaway and returned to Bike World's inventory. The payments already made on the bicycle(s) or Tricycle(s) will be converted to in-store credit. 

**** Layaways on sale or closeout bikes are non-transferrable.